influences total demand. Survey data of Dutch merchants shows that costs, and competition affect acceptance as well as … their customers for using them. Merchants who face any competition accept debit card payments relatively more often than … merchants with monopoly power, and they are less likely to surcharge their customers for debit card usage. Intense competition …

, it is important to maintain competition among payment service providers but data available to gauge the degree of … competition are quite limited. We propose and implement a frontierbased method to assess relative competition in bank …

range from 5% to 10%. To measure competition directly, we apply a novel approach that estimates the impact of marginal costs … as indicator of inefficiency on either market shares or profits. Over time, competition in health insurance has increased … fall in the average level of competitive pressure. After the reform, competition continued to improve. In the non …

supervisory data set, this paper investigates competition and efficiency in the Dutch life insurance market by estimating unused … economies decrease but substantial differences between small and large insurers remain. A direct measure of competition confirms … competition from banks, the so-called investment policy crisis or the credit crisis, apart from lower returns in 2008 …

The three main measures of competition (HHI, Lerner Index, and H-Statistic) are uncorrelated for U.S. banks. We … investigate why this occurs, propose a frontier measure of competition, and apply it to five major bank service lines using data … only available since 2008. Fee-based banking services comprise 35% of bank revenues so assessing competition by service …

Efficient payment services underpin the smooth operation of the economy. Competition and innovation are key drivers for … determinants that affect pricing, competition and the incentives to innovate in the payment market. While the payment landscape is …

costs and market equilibrium. Our theoretical findings are confirmed by an empirical analysis of competition in banking …

This paper investigates competition in the Dutch non-life insurance industry indirectly by measuring scale economies … and X-inefficiency, assuming that strong competition would force insurance firms to exploit unused scale economies and to …