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Impact of bank competition on the interest rate pass-through in the euro area
leuvensteijn, M. van; Sorensen, C. Kok; Bikker, J.A.; … - de Nederlandsche Bank - 2008
This paper analyses the impact of loan market competition on the interest rates applied by euro area banks to loans and deposits during the 1994-2004 period, using a novel measure of competition called the Boone indicator. We find evidence that stronger competition implies significantly lower...
Persistent link: https://www.econbiz.de/10005106652
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Effect of bank capital requirements on economic growth: a survey
Martynova, Natalya - de Nederlandsche Bank - 2015
evidence of a direct effect; research focuses on the indirect effects of capital requirements on credit supply, bank asset risk … better-capitalized banks enhances financial stability by reducing bank risk-taking incentives and increasing banks' buffers …
Persistent link: https://www.econbiz.de/10011213677
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Bank Size, Market Concentration, and Bank Earnings Volatility in the US
Haan, Jacob de; Poghosyan, Tigran - de Nederlandsche Bank - 2011
We examine whether bank earnings volatility depends on bank size and the degree of concentration in the banking sector. Using quarterly data for non-investment banks in the United States for the period 2004Q1-2009Q4 and controlling for the quality of management, leverage, and diversification ,...
Persistent link: https://www.econbiz.de/10008861750
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A Pigovian Approach to Liquidity Regulation
Perotti, Enrico; Suarez, Javier - de Nederlandsche Bank - 2011
risk externalities. It focuses on the relative merit of price versus quantity rules, showing how they target different … incentives for risk creation. When banks differ in credit opportunities, a Pigovian tax on short-term funding is efficient in … containing risk and preserving credit quality, while quantity-based funding ratios are distorsionary. Liquidity buffers are …
Persistent link: https://www.econbiz.de/10009018569
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Banks' responses to funding liquidity shocks: lending adjustment, liquidity hoarding and fire sales
Haan, Leo de; End, Jan Willem van den - de Nederlandsche Bank - 2011
The crisis of 2007-2009 has shown that financial market turbulence can lead to huge funding liquidity problems for banks. This paper provides empirical evidence on banks' responses to wholesale funding shocks, using data of seventeen of the largest Dutch banks over the period January 2004 to...
Persistent link: https://www.econbiz.de/10009018572
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Home Bank Intermediation of Foreign Direct Investment
Poelhekke, Steven - de Nederlandsche Bank - 2011
This paper investigates the benefits of banks' direct investment in foreign subsidiaries and branches for non-financial multinationals. The paper builds on the literature on international banks which has primarily focused on the implications for host countries, rather than for its international...
Persistent link: https://www.econbiz.de/10009144150
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Multinational Banks and the Global Financial Crisis. Weathering the Perfect Storm?
Haas, Ralph de; Lelyveld, Iman van - de Nederlandsche Bank - 2011
the risk of 'importing' instability from abroad. …
Persistent link: https://www.econbiz.de/10009385894
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Foreign Banks: Trends, Impact and Financial Stability
Claessens, Stijn; Horen, Neeltje van - de Nederlandsche Bank - 2011
Using a new, comprehensive database on bank ownership, identifying also the home country of foreign banks, for 137 countries over the period 1995-2009, this paper provides an overview of foreign bank activity and its impact of financial development and stability. We document substantial...
Persistent link: https://www.econbiz.de/10009390614
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Pricing in Retail Payment Systems: A Public Policy Perspective on Pricing of Payment Cards
Bolt, Wilko; Chakravorti, Sujit - de Nederlandsche Bank - 2011
The provision of retail payment services is complex with many participants engaging in a series of interrelated bilateral transactions and subject to large economies of scale and scope along with strong adoption, usage and network externalities. This makes sound public policy difficult. We focus...
Persistent link: https://www.econbiz.de/10009392061
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Consumer credit and payment cards
Bolt, Wilko; Foote, Elizabeth; Schmiedel, Heiko - de Nederlandsche Bank - 2011
depend on funding costs or default risk in a debit-card only world, this changes when they start to compete with credit cards …
Persistent link: https://www.econbiz.de/10009392062