. Negative media reports, falling stock prices, and opaque product information also affect trust in banks. Experiencing a bank …When does the general public lose trust in banks? We provide empirical evidence using responses by Dutch survey … bailout leads to less concern about government intervention, while experience of a bank failure leads to greater concern on …

This paper argues that a special bank bankruptcy regime is desirable for the efficient restructuring and/or liquidation … of distressed banks. We first explore the principal features of corporate bankruptcy law. Next, we examine the specific … characteristics that distinguish banks from other corporations, and argue that these features are largely neglected in corporate …

crisis. For identification, we use matched bank-firm level data, including many small and medium-sized firms, in Eastern … Europe and Central Asia. We find that internationally-borrowing domestic and foreign-owned banks contract their credit more … during the crisis than domestic banks that are funded only locally. Firms that are dependent on credit and at the same time …

the dating of banking crises according to these databases using information on the number and size of bank failures for …

lending standards using micro-data from the sample of banks participating in the Eurosystem Bank Lending Survey in The …Do tightenings of bank lending standards permanently reduce bank lending? We construct a measure of a bank's level of … relevant; a one point tightening reduces a bank's quarterly growth rate of business lending by about half a percentage point …

develops. Second, it enables individual banks that are of interest to be followed. Finally, it facilitates a comparison of the …

brief is crucial as bank risk responds primarily to rates that are kept "too low for too long". Within this shorter time …

effectively allows banks to borrow against lower interest rates than their shareholders. Bank diversification increases … shareholder value by enabling banks to lever more. When the gains from maturity transformation are passed on to bank customers …We show that through facilitating maturity transformation, the lender of last resort gives banks an incentive to lever …

This paper models a financial sector in which there is a feedback between individual bank risk and aggregate funding … premia on that market push up bank risk taking, leading to multiple equilibria. The model identifies shifts among equilibria … as a function of parameter shocks. Measures that reduce individual bank default risk within an equilibrium can actually …