Similar Search Results

Reform of the mortgage interest tax relief system, policy uncertainty and precautionary savings in the Netherlands

Mastrogiacomo, Mauro - de Nederlandsche Bank - 2013

We examined the mortgage interest tax relief (MIR) system in the Netherlands and reforms to this system, based on answers to direct questions in survey data for the period 2010-2012. As well as tracking individuals over time and at strategic moments in the process of the policy reform, this...

Persistent link: https://www.econbiz.de/10010660763

Where are the retirement savings of self-employed? An analysis of 'unconventional' retirement accounts

Mastrogiacomo, Mauro; Alessie, Rob - de Nederlandsche Bank - 2015

Survey data show that many respondents save for retirement in unconventional retirement accounts, such as investments in real estate. In countries where retirement savings are not mandatory for self-employed, representatives of this group often report this as an argument against making...

Persistent link: https://www.econbiz.de/10011119844

Consumption behaviour and financial crisis in the Netherlands

Teppa, Federica - de Nederlandsche Bank - 2014

The focus of this paper in on the effect that changes in income and financial assets have on household consumption in … estimate of the marginal propensity to consume (MPC) of 0.21 out of household income, that is in line with the international … microeconomic evidence. We also find that less fragile households display a double MPC out of income than those more fragile (0 …

Persistent link: https://www.econbiz.de/10011099885

Lastenverlichting en consumptiegroei in Nederland: is er een puzzel in 2001?

Berndsen, Ron J.; Brosens, Teunis - de Nederlandsche Bank - 2002

This article discusses the reduction in the tax burden resulting from the Dutch tax reform that was implemented in 2001. The consumption growth lagged behind the substantial increase in purchasing power. This 'consumption puzzle' is put in the perspective of the relatively high consumption...

Persistent link: https://www.econbiz.de/10005106739

The impact of interest-rate subsidies on long-term household debt: evidence from a large program

Martins, Nuno; Villanueva, Ernesto - de Nederlandsche Bank - 2005

The responsiveness of long-term household debt to the interest rate is a crucial parameter for assessing the effectiveness of public policies aimed at promoting specific types of saving. This paper estimates the effect of a reform of a large program that subsidized mortgage interest rates on...

Persistent link: https://www.econbiz.de/10005030215

Housing and Equity Wealth Effects of Italian Households

Grant, Charles; Peltonen, Tuomas - de Nederlandsche Bank - 2005

The study quantifies stock market and housing market wealth effects on households' non-durable consumption using Italian household panel data (SHIW) of 1989-2002. We found, averaging over all households, both statistically and economically insignificant housing wealth effects. However, we found...

Persistent link: https://www.econbiz.de/10005021843

Portfolio Management by Dutch Households: an Analysis on the Basis of Basis of Survey

End, W.A. van den; Kakes, J.I.; Rooij, M.C.J. van; … - de Nederlandsche Bank - 2002

This report analyses the portfolio behaviour of Dutch households. The study is partly based on information from a broad survey commissioned by the Nederlandsche Bank, held in March of this year. The investigation shows that risk bearing elements are becoming more and more important in households...

Persistent link: https://www.econbiz.de/10005021857

Financial behaviour of Dutch households: analysis of the DNB Household Survey 2003

Els, P.J.A. van; End, W.A. van den; Rooij, M.C.J. van - de Nederlandsche Bank - 2003

This paper presents an analysis of the financial behaviour of Dutch households on the basis of the DNB Household Survey. The results of this survey provide insight into the backgrounds and consequences of the persistent rise of household debt. The increase in mortgage debt is related to mortgage...

Persistent link: https://www.econbiz.de/10005021883

The Stock Market and Consumer Confidence: European Evidence

Jansen, W. Jos; Nahuis, Niek J. - de Nederlandsche Bank - 2002

This paper studies the (short-run) relationship between stock market developments and consumer confidence in eleven European countries over the years 1986-2001. We find that stock returns and changes in sentiment are positively correlated for nine countries, with Germany as the main exception....

Persistent link: https://www.econbiz.de/10005021887

Do newspaper articles on card fraud affect debit card usage?

Kosse, Anneke - de Nederlandsche Bank - 2012

This paper investigates the impact of newspaper articles about skimming fraud on debit card usage in the Netherlands, using daily transaction data and daily newspaper announcements from January 1st 2005 to December 31st 2008. Key finding is that articles about skimming fraud significantly affect...

Persistent link: https://www.econbiz.de/10009652212

1
2
3
4
5
6
7
8
9
Next
Last