the largest Dutch banks over the period January 2004 to April 2010. The dynamic interrelations among instruments of bank … wholesale lending. Second, banks hoard liquidity in the form of liquid bonds and central bank reserves. Third, banks conduct …

indicates that the reduction in bank lending during the crisis was at least partly caused by stricter bank screening and …

Using a new, comprehensive database on bank ownership, identifying also the home country of foreign banks, for 137 … countries over the period 1995-2009, this paper provides an overview of foreign bank activity and its impact of financial … development and stability. We document substantial increases in foreign bank presence, especially in emerging markets and …

have significant effects on loan rates and credit supply, particularly of banks in stressed countries. Central bank … lending to households. Moreover, bank characteristics matter for monetary transmission: loan growth of large banks that are …

This paper models a financial sector in which there is a feedback between individual bank risk and aggregate funding … premia on that market push up bank risk taking, leading to multiple equilibria. The model identifies shifts among equilibria … as a function of parameter shocks. Measures that reduce individual bank default risk within an equilibrium can actually …

. Negative media reports, falling stock prices, and opaque product information also affect trust in banks. Experiencing a bank … bailout leads to less concern about government intervention, while experience of a bank failure leads to greater concern on …

This paper estimates the relation between bank profitability and economic downturns using a theoretical model that … takes into account the bank's lending history as well as amortization and losses on outstanding loans. We focus on total … bank profits and its components: net interest income, other income, and net provisioning plus other costs. Using both …

requirements. It extends the Stiglitz-Weiss model of credit rationing to allow for bank default. Bank capital structure then …. Introducing bank financiers, the paper also shows that uninsured funding raises the sensitivity of rationing to capital …