We conduct a laboratory experiment to examine under which circumstances a depositor-run at one bank may lead to a … depositor-run at another bank. We implement two-person coordination games which capture the essence of the Diamond-Dybvig (1983 …) bank-run model. Subjects in the roles of followers observe the deposit withdrawal decisions of leaders before they make …

pre-crisis bank behavior, and suggest implications for the optimal design of capital regulation. …

spreads declined in response to the disclosure of stress test results. We also find that bank systematic risk, as measured by …

In this study we disentangle two dimensions of banks' systemic risk: the level of bank tail risk and the linkage … between a bank's tail risk and severe shocks in the financial system. We employ a measure of the systemic risk of financial … bank characteristics are related to bank tail risk and systemic linkage. The interrelationship between bank characteristics …

This paper reviews studies exploring how higher bank capital requirements affect economic growth. There is little … evidence of a direct effect; research focuses on the indirect effects of capital requirements on credit supply, bank asset risk …, and cost of bank capital, which in turn can affect economic growth. Banks facing higher capital requirements can reduce …

interaction between politicy makers and pressure groups. The second half of the report is devoted to bank regulation. It is argued … effects of regulatory policies in the form of deposit insurance, capital requirements, bank monitoring, bank closure policy as …

This study aims at assessing empirically the determinants of changes in risk-weighted bank capital ratios in the 1990s … in Germany, France, Italy, the Netherlands, the UK and the US. Both bank-specific characteristics, factors at the banking … industry level and the degree of undercapitalization are found to be relevant for bank capital ratios. The results suggest that …

, globalization, and deregulation creating new challenges for both the group's management as well as for regulators. We discuss the …

interaction between business cycles and bank behaviour over the past two decades for 26 industrial countries. As expected, profits …