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countries over a ten-year period. We highlight the role of several bank-specific, institutional and policy variables in shaping … determinants of banks' liquidity buffers are a combination of bank-specific (business model, profitability, deposit holdings, size … substituted by liquidity regulation, a bank's disclosure requirement and size remain significant. A key takeaway from our analysis …
Persistent link: https://www.econbiz.de/10010757282
This paper investigates how changes in the monetary policy framework have affected the overnight money market lending rate for the Dutch segment of the euro area during tranquil and crisis times. We present an EGARCH model on the volatility of the overnight lending rate. The results show that...
Persistent link: https://www.econbiz.de/10011004570
Bank may therefore result in a more US-style financial structure, but differences related to legal and economic structures …
Persistent link: https://www.econbiz.de/10005021871
Drawing on the literature on organizational psychology, this paper discusses the potential of studying corporate culture and organizational behaviour for financial supervision. First, we discuss how corporate culture is often linked to long-term firm performance. From that perspective, factoring...
Persistent link: https://www.econbiz.de/10009393908
The aim of this paper is to provide a uniform representation of functional concepts used in the field of payment and securities settlement systems. The framework developed here is encompassing the whole field while using as few elements as possible. It provides a basic functional model for...
Persistent link: https://www.econbiz.de/10008475762
In Continentaal Europa zijn onderhandse kapitaalmarkten een belangrijke bron voor de financiering van de collectieve sector. In de Verenigde Staten daarentegen hebben onderhandse leningen een belangrijke rol in de ondernemingsfinanciering. Deze studie laat zien dat er mogelijk een Europese...
Persistent link: https://www.econbiz.de/10004970711
In card payment systems, no-surcharge rules prohibit merchants from charging consumers extra for card payments. However, Dutch retailers are allowed to surcharge consumers for their debit card use. This allows an empirical analysis of the impact of surcharging on the demand for debit card...
Persistent link: https://www.econbiz.de/10004987770
We analyse the effect of failing reinsurance cover on the stability of Dutch insurers. As insurers often reinsure themselves with other (re)insurers, losses could spread contagiously through the sector. Using a unique and confidential data set on reinsurance exposures, we perform a scenario...
Persistent link: https://www.econbiz.de/10005101813
Survey results show that Dutch consumers perceive paying in cash as an inexpensive way to pay, while they regard electronic payment cards as relatively expensive. This finding partly explains the low usage of electronic payment cards in point-of-sale (POS) payments. The survey also highlights...
Persistent link: https://www.econbiz.de/10005101826
This paper presents an information variable for financial stability consisting of a composite index and its related critical boundaries. It is an extension of a Financial Conditions Index with information on financial institutions. The indicator is bounded, on one side, by the instability...
Persistent link: https://www.econbiz.de/10005101852