need for monitoring spending and budgets. We demonstrate that both cash and the debit card are perceived as helpful in this … card more useful for monitoring their household finances than cash. Individuals differ in major respects, however. In … particular, low earners and the liquidity-constrained prefer cash as a monitoring and budgeting tool. Finally, we present …

This paper investigates the impact of consumers' safety perception on debit card and cash usage. A conceptual framework … demonstrate that consumers' payment preferences for cash and debit cards are strongly affected by how consumers assess the … likelihood and seriousness of safety incidents related to cash, debit cards and ATM withdrawals. Risk aversion, personal …

monetary conditions always signal an increase in in.ation. Recently, money growth in the euro area surged while inflation …, suggesting that part of the money growth resulted from portfolio adjustment and was hence non-inflationary. We employ a threshold …

We measure consumers' use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys … United States). Our paper finds cross-country differences - for example, the level of cash usage differs across countries …. Cash has not disappeared as a payment instrument, especially for low-value transactions. We also find that the use of cash …

We assess a New Keynesian macro-economic model that is supplemented with a micro-founded role for money in determining … monetary authority takes money growth explicitly into account when setting interest rates. …

Developers of new banknotes can optimise banknote design by making use of public feedback, strategic communication … four elements will lead to new design concepts for banknotes, as illustrated in this article. This article reports on the … results of the 2007 biennial public poll on euro banknotes conducted in the Netherlands. Knowledge of the public security …

the former Dutch guilder notes. Furthermore, it looks into the methodology of banknotes tests for the colour …-blind, showing images of how the colour-blind experience the euro banknotes. …

In 2005, some 25,000 counterfeit euro banknotes were identified in the Netherlands, representing a fictitious amount of … two million euro. In collaboration with the TNO research institute, DNB has investigated how accurately cash handlers and … consumers with no cash handler experience can distinguish counterfeit euro notes from genuine ones. Also examined was the …