migration. First generation migrants born in cash-oriented economies are more likely to use cash in point-of-sale transactions …

need for monitoring spending and budgets. We demonstrate that both cash and the debit card are perceived as helpful in this … card more useful for monitoring their household finances than cash. Individuals differ in major respects, however. In … particular, low earners and the liquidity-constrained prefer cash as a monitoring and budgeting tool. Finally, we present …

This paper investigates the impact of consumers' safety perception on debit card and cash usage. A conceptual framework … demonstrate that consumers' payment preferences for cash and debit cards are strongly affected by how consumers assess the … likelihood and seriousness of safety incidents related to cash, debit cards and ATM withdrawals. Risk aversion, personal …

fallen in love with the debit card, they find it hard to divorce from cash. While seven out of ten Dutch consumers report to … preferences and actual behaviour do not match increases with income, education and age. Consumers with payments in cash … card usage than other consumers. The likelihood of a gap also increases with the amount of cash that consumers carry with …