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pros and cons of lump sum, a phased withdrawal, and annuities as options during the payout phase. It emphasizes that for … small accumulations, a phased withdrawal may be a better option than annuities. There is a need to research on designing … annuities which permit differing risk sharing arrangements among insurance companies, the annuity buyers, and government. Need …
Persistent link: https://www.econbiz.de/10005528322
In this paper family networks affecting informal insurance and investment is being studied. Panel data from the randomized evaluation of PROGRESA in rural Mexico and the information on surnames of household heads and their spouses to identify extended families have been used. Members of an...
Persistent link: https://www.econbiz.de/10008465662
How has the microcredit movement managed to push financial frontiers? In a context in which borrowers vary in unobservable risk, Ghatak (1999, 2000) shows that group-based, joint liability contracts price for risk more accurately than individual contracts, provided that borrowers match...
Persistent link: https://www.econbiz.de/10008500225
Goa is celebrating the Golden Jubilee Year of its Liberation. The recent economic achievements of the state are highlighted. The economic and financial structure of the state as well as the various financial inclusion initiatives taken by the Reserve Bank are outlined. Policy challenges ahead...
Persistent link: https://www.econbiz.de/10009357879
China, as the most populous country in the world, is ageing rapidly. Against the background of dramatic demographic changes in this century, China’s current pension system is badly structured, and not able to cope with the rapid ageing population. The Chinese government is well aware of...
Persistent link: https://www.econbiz.de/10005487668
benefit levels and changes in demographics.Although healthcare spending is growing at unsustainable rates in most, if not all …
Persistent link: https://www.econbiz.de/10005699256
The objective of this report is to share a market level overview of the early stage progress of (Mobile Financial Services) MFS in Bangladesh up through the first quarter of 2012. A series of short surveys and discussions with ten banks and four (Mobile Network Operator) MNOs, plus interviews...
Persistent link: https://www.econbiz.de/10010567990
aggregate output is the distortion from taxes to fund PAYGO pensions [NBER WP]. …
Persistent link: https://www.econbiz.de/10005487810
The Provident Fund office may not have relevant data on more than 80 pere cent of its members.
Persistent link: https://www.econbiz.de/10005487876