The Reserve Bank, as the regulator of the banking sector, has been actively engaged, from the very beginning, in the … been continually nudging the Indian banking industry to become more customer friendly and customer centric in its conduct …

rational-expectations, microeconomic model of why the local crisis escalated into a general freeze in credit flows. It then …

In support of the financial-accelerator theory, evidence is found on countercyclical price-cost banking margins …

Considerations of credit mechanism as a suitable mode of appropriation of surplus, compared to rent, explains to a …

Against the backdrop of evolution of rural credit system in India as well as its observed failure to be inclusive in … access to credit from any source, and especially from the much-publicized and much- pampered formal source, and even from the … complementary relation with credit demand and credit access. Emphasis is also laid on strengthening of semi-formal sources of credit …