Probit regression techniques are used to identify factors affecting rates of farm credit migration. Macroeconomic factors, such as economic growth signals and money supply increments, increase class upgrade probabilities. Interest rates, a lender's credit rationing and risk management tool,...

This paper analyzes computer adoption patterns of U.S. small businesses. First, the association between computer use and firm performance is investigated with a linear model while controlling for various characteristics of the firm and its owner. Then an ordered probit model is used to model...