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We investigate how funding liquidity affects the bank lending using a large sample of US bank holding companies. We … liquidity is larger in high-loan-growth banks. The negative effects of funding liquidity on lending seem to be clearer before … funding liquidity after the crisis period. We believe our study is of interest to regulators and policymakers. …
Persistent link: https://www.econbiz.de/10012657580
This study investigates the relationship between bank capital and risk in the Indian banking sector. The sample … moments (GMM) technique. The results reveal that bank risk, bank-specific variables and regulatory pressure are significantly … affect the bank capital, and the results vary across the ownership of the banks. Finally, we examine the impact of risk on …
Persistent link: https://www.econbiz.de/10012657460
exposes banks to stricter market discipline, then decreases the risk-taking behaviors of bank management compared with non …Relying on a US bank sample, we document the double-edged sword of dividends on the bank's riskiness. Paying dividends …
Persistent link: https://www.econbiz.de/10014001425
Like in many other countries, inclusive finance for inclusive growth has become a policy issue in Bangladesh following the global financial crisis in 2008. Over the past 10 years, intensity of financial deepening and access to financial services has increased. Both banks and microfinance...
Persistent link: https://www.econbiz.de/10011688644
Financial inclusion has significantly advanced in Armenia during the last decade. Rural and urban areas, however, have benefited unevenly. The high cost of providing financial services, the lack of physical infrastructure, higher poverty rates, and the low level of financial literacy are the...
Persistent link: https://www.econbiz.de/10011944227
-rate mortgages with extremely short interest rate period or foreign currency denominated loans and run into an excessive risk without … really being aware of it. To avoid this, we propose a new, risk-adjusted APRC incorporating also the potential costs of risk … risk-taking. As an illustration, we analyze the latest Hungarian home loan trends with the help of scenario analysis. …
Persistent link: https://www.econbiz.de/10012657528
-specific variables. Data on regulation, supervision and monitoring variables, and activity restrictions are from the most recent Bank … Regulation and Supervision Survey database conducted by the World Bank, published 2012. Besides these we incorporate bank size … banks from 21 European Union countries for the post-crisis year 2010, controlling for bank-specific and country …
Persistent link: https://www.econbiz.de/10014001397
inclusion (together with some control variables) on some measures of financial stability, including bank non-performing loans … and bank Z-scores. We find some evidence that an increased share of lending to small and medium-sized enterprises (SMEs …
Persistent link: https://www.econbiz.de/10011310984
Sri Lanka has achieved a high level of financial inclusion compared to other South Asian countries. Its financial sector comprises a wide range of financial institutions providing financial services such as loans, savings, pawning, leasing and finance, and remittance and money transfer...
Persistent link: https://www.econbiz.de/10011310999
. Asian economies are often characterized as having bank-dominated financial systems and underdeveloped capital markets, in …
Persistent link: https://www.econbiz.de/10011311001