Berlinger, Edina - In: Cogent Economics & Finance 7 (2019) 1, pp. 1-18
-rate mortgages with extremely short interest rate period or foreign currency denominated loans and run into an excessive risk without … really being aware of it. To avoid this, we propose a new, risk-adjusted APRC incorporating also the potential costs of risk … risk-taking. As an illustration, we analyze the latest Hungarian home loan trends with the help of scenario analysis. …