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Like in many other countries, inclusive finance for inclusive growth has become a policy issue in Bangladesh following the global financial crisis in 2008. Over the past 10 years, intensity of financial deepening and access to financial services has increased. Both banks and microfinance...
Persistent link: https://www.econbiz.de/10011688644
Financial inclusion has significantly advanced in Armenia during the last decade. Rural and urban areas, however, have benefited unevenly. The high cost of providing financial services, the lack of physical infrastructure, higher poverty rates, and the low level of financial literacy are the...
Persistent link: https://www.econbiz.de/10011944227
This paper discusses the incentive conflicts that arise in banking supervision in the EU in a principal-agent framework, where the regulator is the agent and the taxpayers is the principal. The regulatory agent in addition to maintaining financial stability (the objective of the principal) may...
Persistent link: https://www.econbiz.de/10010297312
for stock corporations. Recent empirical evidence, moreover, suggests that bank shareholders pushed for greater risk …This paper gives an overview over corporate governance and banking regulation in Germany. Particular attention is put …-taking and not managers. This contrast with public view that the bank managers are pushed by aggressive remunerations schemes to …
Persistent link: https://www.econbiz.de/10010299931
We analyze linked databases on all Small Business Administration (SBA) loans, on all SBA lenders, and on all U.S. employers to estimate the effects of financial access on employment growth. Our methods combine regressions with matching on firm age, size, industry, year, and employment history,...
Persistent link: https://www.econbiz.de/10011307476
inclusion (together with some control variables) on some measures of financial stability, including bank non-performing loans … and bank Z-scores. We find some evidence that an increased share of lending to small and medium-sized enterprises (SMEs …
Persistent link: https://www.econbiz.de/10011310984
Sri Lanka has achieved a high level of financial inclusion compared to other South Asian countries. Its financial sector comprises a wide range of financial institutions providing financial services such as loans, savings, pawning, leasing and finance, and remittance and money transfer...
Persistent link: https://www.econbiz.de/10011310999
. Asian economies are often characterized as having bank-dominated financial systems and underdeveloped capital markets, in …
Persistent link: https://www.econbiz.de/10011311001
case of bank default, and provides it with sufficient funds as precautionary reserves. To identify and classify healthier …
Persistent link: https://www.econbiz.de/10011311005
Credit creation in the housing market has been a key source of systemic financial risk, and therefore is at the center …
Persistent link: https://www.econbiz.de/10011311024