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Hometown investment trust funds: An analysis of credit risk

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2014

. Asian economies are often characterized as having bank-dominated financial systems and underdeveloped capital markets, in …

Persistent link: https://www.econbiz.de/10011311001

Estimating dual deposit insurance premium rates and forecasting non-performing loans: Two new models

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad; Nili, Farhad - 2015

case of bank default, and provides it with sufficient funds as precautionary reserves. To identify and classify healthier …

Persistent link: https://www.econbiz.de/10011311005

Financial education in Asia: Assessment and recommendations

Yoshino, Naoyuki; Morgan, Peter J.; Wignaraja, Ganeshan - 2015

This paper assesses the case for promoting financial education in Asia. It argues that the benefits of investing in financial education can be substantial. Data are limited, but indicate low financial literacy scores for selected Asian countries. As economies develop, access to financial...

Persistent link: https://www.econbiz.de/10011311029

Overview of financial inclusion, regulation, and education

Yoshino, Naoyuki; Morgan, Peter J. - 2016

Financial inclusion is receiving increasing attention for its potential to contribute to economic and financial development while fostering more inclusive growth and greater income equality. Although substantial progress has been made, there is still much to achieve. East Asia, the Pacific, and...

Persistent link: https://www.econbiz.de/10011653793

Fair premium rate of the deposit insurance system based on banks' creditworthiness

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad; Nili, Farhad - 2017

depositors in the case of bank default, and provides it with sufficient funds as precautionary reserves. To identify and classify … economic conditions some banks perform negatively for bank-level reasons such as mismanagement, or vice versa. Final results …

Persistent link: https://www.econbiz.de/10011852987

Three arrows of "Abenomics" and the structural reform of Japan: Inflation targeting policy of the Central Bank, fiscal consolidation, and growth strategy

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2014

"Abenomics" refers to the economic policies advocated by Prime Minister Shinzo Abe who became prime minister of Japan for a second time when his party, the Liberal Democratic Party, won an overwhelming majority at the general election in December 2012. Abenomics has "three arrows": (i)...

Persistent link: https://www.econbiz.de/10011310989

SME credit risk analysis using bank lending data: An analysis of Thai SMEs

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad; … - 2015

development of the SME sector is the lack of stable finance. Considering the bank-dominated characteristic of economies in Asia …

Persistent link: https://www.econbiz.de/10011311032

Major challenges facing small and medium-sized enterprises in Asia and solutions for mitigating them

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2016

Small and medium-sized enterprises (SMEs) are the backbone of the Asian economy. They make up more than 98% of all Asian businesses that provide two out of three private sector jobs in the region. Therefore, it is vitally important for Asia's economic success to have fully functioning support...

Persistent link: https://www.econbiz.de/10011653766

Optimal credit guarantee ratio for Asia

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2016

guarantees a portion (ratio) of a loan provided by a bank to an SME. This research provides a theoretical model and an empirical … minimizing the bank's nonperforming loans to SMEs, and at the same time fulfill the government policies for supporting SMEs. Our … on macroeconomic conditions and vary it for each bank or each group of banks based on their soundness, in order to avoid …

Persistent link: https://www.econbiz.de/10011653788

Alternatives to bank finance: Role of carbon tax and hometown investment trust funds in developing green energy projects in Asia

Yoshino, Naoyuki; Taghizadeh-Hesary, Farhad - 2017

The main obstacle to developing green energy projects is lack of access to finance. For larger energy projects (e.g., large hydropower projects), insurance and pensions are sustainable financing alternatives. Large energy projects are long-term investment projects; banks are not able to provide...

Persistent link: https://www.econbiz.de/10011852991