Showing 1 - 10 of 23
Globally, the regulation of P2P lending has evolved significantly in recent years, with mostly beneficial effects on the diversification of funding for individuals and corporations. Regulatory responses have varied greatly between countries, and the characteristics of the markets that have...
Persistent link: https://www.econbiz.de/10012254894
technology (fintech) products, i.e., financial products provided via internet-based and mobile-based platforms. This paper … financial literacy has strong and positive effects on an individual's awareness of fintech products. This result still holds … find a significant relationship between financial literacy and the use of fintech products. …
Persistent link: https://www.econbiz.de/10012254915
Peer-to-peer lending (P2PL) FinTech is growing rapidly in Indonesia. With its flexibility and simplicity, P2PL reduces …
Persistent link: https://www.econbiz.de/10012254925
Major fintech advancements in recent years have attracted the attention of financial regulators around the world … course of fintech development. In particular, HKMA adopts a risk-based and technology-neutral approach in its supervision. To … achieve that, HKMA emphasizes three key factors: its willingness to learn about and understand fintech; its ability to …
Persistent link: https://www.econbiz.de/10012254995
This paper showcases the growth as well as the challenging factors for fintech development in Indonesia. As the eighth … micro, small, and medium-sized enterprises (MSMEs), the country shows huge potential for fintech. As of 2017, $1.62 million …. Moreover, fintech companies such as Mekar are creating shared value as P2P lending platforms for women, with a similar …
Persistent link: https://www.econbiz.de/10012254996
This paper starts by revisiting the true definition of money and identifies that electronic money is not a new concept. It explains the spectrum of money in the context of the past, present, and future and argues that technology can only enhance the way we deal with money and will never change...
Persistent link: https://www.econbiz.de/10012254998
In this study, we describe the fintech and cryptoassets-related trends in the Republic of Korea and review the measures … bank digital currency. Fintech in the Republic of Korea still accounts for only a small share of payment and settlement …
Persistent link: https://www.econbiz.de/10012255000
The rapid rise of financial technology (fintech) in the People's Republic of China (PRC) inevitably generates financial … risks. To prevent and resolve these risks, the government has regulated many fintech application areas, including peer … investor protection have also been strengthened to promote sustainable fintech development. The PRC is striking a balance …
Persistent link: https://www.econbiz.de/10012255005
developing innovative means of providing SME finance. This includes the growth of fintech credit, big tech providers, and new …
Persistent link: https://www.econbiz.de/10012255009
This paper sheds light on Australia's fast real-time retail payments system, the New Payments Platform (NPP), which was launched in February 2018 by a consortium of 13 financial institutions, including the Reserve Bank of Australia (RBA). The NPP operates on a 24/7 basis and allows financial...
Persistent link: https://www.econbiz.de/10012255010