Purpose - This study investigates the role of financial access in moderating the effect of governance on insurance … insurance indicators are used, notably: life insurance and non-life insurance. Six governance measurements are also used, namely … established from the GMM. First, financial access promotes life insurance through channels of political stability, "voice …

The study assesses the how information sharing by means of mobile phones affects banking system efficiency in Africa … banking system efficiency. The following findings are established: (i) mobile phone penetration promotes banking system … efficiency in the 25th quantile and the median of banking system efficiency in low income countries while for middle income …

mobile banking and inclusive development (quality of growth, inequality and poverty) among individuals in 93 developing … countries for the year 2011. Mobile banking entails: "mobile used to pay bills" and "mobile used to receive/send money". The … findings broadly show that increasing mobile banking dynamics to certain thresholds would increase (decrease) quality of growth …

This study assesses human development thresholds at which mobile banking mitigates poverty and inequality in 93 … developing countries for the year 2011. Mobile banking entails: "mobile used to pay bills" and "mobile used to receive/send money …