Showing 1 - 10 of 434
interest margins. This study examines the connection between bank size and efficiency to understand whether that relationship …There is a growing body of evidence that interest rate spreads in Africa are higher for big ba nks compared to small …, more efficient, and unchallenged. In contra st, several studies found that when bank size increases beyond certain …
Persistent link: https://www.econbiz.de/10011998518
scores. Then, we regress cost efficiency scores on Lerner indices contingent on bank characteristics, market features and the … for the period 2001-2011. There is a two-step analytical procedure. First, we estimate Lerner indices and cost efficiency … with cost efficiency. Originality/value- Owing to data availability constraints, this is one of the few studies to test the …
Persistent link: https://www.econbiz.de/10012117704
This study investigates the legitimacy of the relatively high interest rates charged by those microfinance institutions (MFIs) which have been transformed into regulated commercial banks using information garnered from a panel of 1232 MFIs from 107 developing countries. Results show that...
Persistent link: https://www.econbiz.de/10011409048
This study compares the responsiveness of microcredit interest rates to age, scale of lending and organisational charter. It uses an unbalanced panel of 300 MFIs from 107 developing countries from 2005 to 2015. Three key trends emerge from the results of a 2SLS regression. First, the adoption of...
Persistent link: https://www.econbiz.de/10011817165
This study investigates the role of information sharing offices and its association with market power in the African banking industry. The empirical evidence is based on a panel of 162 banks from 42 countries for the period 2001-2011. Five simultaneity-robust estimation techniques are employed,...
Persistent link: https://www.econbiz.de/10011530068
This study investigates the role of information sharing offices (public credit registries and private credit bureaus) in reducing market power for financial access in the African banking industry. The empirical evidence is based on a panel of 162 banks from 42 countries for the period 2001-2011....
Persistent link: https://www.econbiz.de/10011542416
This study assesses how information diffusion dampens the adverse effect of market power on the price and quantity of loans provided by a panel of 162 banks from 39 African countries for the period 2001-2011. The empirical evidence is based on three endogenity-robust estimation techniques,...
Persistent link: https://www.econbiz.de/10011542439
This study assesses how market power in the African banking industry is affected by the complementarity between information sharing offices and information and communication technology (ICT). The empirical evidence is based on a panel of 162 banks consisting of 42 countries for the period...
Persistent link: https://www.econbiz.de/10011668538
Africa are sparse. This is one of the few to assess linkages between bank size, information asymmetry and financial access. …Purpose - This study investigates how bank size affects the role of information asymmetry on financial access in a … based on instrumental variable Fixed Effects regressions with overlapping and non-overlapping bank size thresholds to …
Persistent link: https://www.econbiz.de/10011737414
Economic theory traditionally suggests that monetary policy can influence the business cycle, but not the long-run potential output. Despite well documented theoretical and empirical consensus on money neutrality in the literature, the role of money as an informational variable for monetary...
Persistent link: https://www.econbiz.de/10011409905