A cooperative is an ideal democratic association of its members, for its members and by its members, is based on the one member, one vote system of decision making, certain ethics and principles of its own, which differentiate it from other forms of organizations. A cooperative is usually viewed...

In India, there is a plethora of banks providing almost all services that an individual requires. There is sector of banks that is used by a large number of the middle and lower class sections of the society that is Co-operative banks. In this paper an attempt is made to study the financial...