Wale, Letenah Ejigu; Makina, Daniel - In: African Journal of Economic and Management Studies 8 (2017) 1, pp. 19-35
Purpose The purpose of this paper is to understand the effect of individual characteristics (such as sex, age, education and income) on the likelihood of account ownership and use in selected Sub-Saharan African (SSA) economies. Account use is operationalized into two constructs namely the use...