A survey of rural Michigan banks found that building good customer relationships is an important goal. The financial success of efforts to build relationships depends on the customer loyalty associated with friendly relationships. Customer loyalty was investigated in a survey of financial...

This article uses agency concepts from modern business and finance theory to evaluate how the significant restructuring of the Farm Credit System, resulting from legislative enactments of the 1980s together with market, institutional, and technological factors, has changed the role of the farm...

A survey of agricultural banks in the US identified several important competitive challenges for credit providers to agriculture. The importance of various factors to customer loyalty is investigated, as is the importance of various potential products and services toward maintaining a...

Commercial banks are using more comprehensive and formal methods to evaluate agricultural producers. This study reports the characteristics and performance of 87 credit scoring models currently in use by lenders. True product-moment and rank correlations are used to measure consistency among the...

Rather than relying on ex post market data, this study derives theoretically more appropriate measures of economic depreciation and capital gains based on the expectations of farmers. In this context, values of depreciable assets are highly sensitive to the pattern of expected future earnings...