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A triple hurdle model of US commercial bank use of guaranteed operating loans and interest assistance

Ahrendsen, Bruce L.; Dixon, Bruce L.; Settlage, Latisha A. - In: Agricultural Finance Review 71 (2011) November, pp. 310-328

variables that affect the decision to use loan guarantees and the volume of loans with interest assistance. Design …

Persistent link: https://www.econbiz.de/10009365023

Is agricultural microcredit really more risky? Evidence from Tanzania

Weber, Ron; Musshoff, Oliver - In: Agricultural Finance Review 72 (2012) September, pp. 416-435

is to investigate first whether agricultural firms have a different probability to get a loan and whether their loans are … differently volume rationed than loans to non-agricultural firms. Second, the paper analyzes whether agricultural firms repay … their loans with different delinquencies than non-agricultural firms. Design/methodology/approach – The authors estimate a …

Persistent link: https://www.econbiz.de/10010592204

Microeconomic impacts of a state-funded farmer loan program

Pederson, Glenn; Chung, Wonho; Nel, Roelof - In: Agricultural Finance Review 72 (2012) March, pp. 5-21

Purpose – The purpose of this paper is to determine if there are positive microeconomic effects from a state-funded loan participation program on farm productivity and investment behavior. Design/methodology/approach – The authors take the approach that access to credit solves a liquidity...

Persistent link: https://www.econbiz.de/10010551570

Competing risks models of Farm Service Agency seven-year direct operating loans

Dixon, Bruce L.; Ahrendsen, Bruce L.; McFadden, Brandon R. - In: Agricultural Finance Review 71 (2011) May, pp. 5-24

-year operating loans to identify those variables that influence the time to loan termination and type of termination. Variables …/methodology/approach – A systematic sample of 877 seven-year, FSA direct loans originated between October 1, 1993 and September 30, 1996 was … are significant. Research limitations/implications – The sample consists only of FSA direct loans which implies borrowers …

Persistent link: https://www.econbiz.de/10009193043

A behavioral economic analysis of bounded rationality in farm financing decisions: First empirical evidence

Musshoff, Oliver; Hirschauer, Norbert - In: Agricultural Finance Review 71 (2011) May, pp. 62-83

Purpose – Often farmers do not switch to a new bank even if it offers better interest rates than the house bank. This can be attributed partly to transaction costs, and partly to bounded rationality. The purpose of this paper is to better understand farm borrowers by analyzing the role of...

Persistent link: https://www.econbiz.de/10009193044

A model of microfinance with adverse selection, loan default, and self-financing

Batabyal, Amitrajeet A.; Beladi, Hamid - In: Agricultural Finance Review 70 (2010) May, pp. 55-65

Purpose – The purpose of this paper is to analyze a market for microfinance in a region of a developing nation in which all projects are either of high or low quality. There is adverse selection because only borrowers know whether their project is of high or low quality but the microfinance...

Persistent link: https://www.econbiz.de/10008642028

Credit rationing of rural households in China

Jia, Xiangping; Heidhues, Franz; Zeller, Manfred - In: Agricultural Finance Review 70 (2010) May, pp. 37-54

credits, in a form of reciprocal arrangement, are weak substitutes for institutional loans. Different segments of borrowers …

Persistent link: https://www.econbiz.de/10008642034

Survival analysis and mortgage termination at AgChoice ACA

Dressler, Jonathan B.; Stokes, Jeffrey R. - In: Agricultural Finance Review 70 (2010) May, pp. 21-36

/methodology/approach – Using a sample of farm credit system loans, prepayment and default are modeled as competing risks with potentially non …

Persistent link: https://www.econbiz.de/10008642035

Are the poor really more trustworthy? A micro-lending experiment

Kropp, Jaclyn D.; Turvey, Calum G.; Just, David R.; … - In: Agricultural Finance Review 69 (2009) May, pp. 67-87

why micro-lending institutions grant loans to poor individuals countering well-known models of credit markets and credit … implications – The paper includes implications for the administration of micro-credit loans in China and other developing nations …

Persistent link: https://www.econbiz.de/10004979829