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capital) is related to farm access to credit in the Central and Eastern Europe (CEE) transition countries. Design … how farm access to credit affects farm input allocation and farm efficiency in the CEE transition countries. The large … and their observable characteristics (in particular access to credit). Second, matching estimators are robust in …
Persistent link: https://www.econbiz.de/10010551576
agricultural credit association using historical data. The simulation model is used to evaluate the mark-up to economic capital … that is implied by increasing credit risks due to cyclical changes in farm real estate values. Findings – The paper … values and between the PD and LGD provide evidence of how sensitive credit risk exposure is to these parameters. Originality …
Persistent link: https://www.econbiz.de/10009274801
Purpose – Nonfarm small businesses are an integral part of the US economy, and access to credit is crucial to their … households operating a small business; and identify key factors that differentiate these businesses in their access to credit … these data sets asks similar financial, demographic, and access to credit questions. Combining these data provide a unique …
Persistent link: https://www.econbiz.de/10008738764
Purpose – The authors aim to investigate what influences a Farm Credit System association to make a patronage refund … empirical logistic model to estimate the probability of a positive patronage refund payment by a Farm Credit System association …. Findings – The authors find there is evidence that Farm Credit Service associations use patronage refunds as a capital …
Persistent link: https://www.econbiz.de/10010814728
refers to constraining impacts on farm credit through policy action or inaction. To present the ideas the author discusses …/methodology/approach – The paper is developed as a narrative on agricultural credit policies based largely on existing literature. Findings … – This paper argues that the various critiques of rural credit policy in favor of free market principles have generally not …
Persistent link: https://www.econbiz.de/10010814738
Purpose – The purpose of this paper is to examine women farmers' access to credit from rural banks (RBs) in the Upper … East region of Ghana. The paper examines the nature of credit supply by the RBs to their customers and the proportion that … influencing women farmers' access to credit from financial institutions in general and rural banks (RBs) in particular. The paper …
Persistent link: https://www.econbiz.de/10008471788
Purpose – Many associations in the Farm Credit System, which are financial cooperatives, pay their member-borrowers a …, some Farm Credit associations have offered lower interest rates on new loans but these new member-borrowers have to forgo … Credit member-borrowers' preferences for patronage refunds received as a cash payment versus lower fixed real estate interest …
Persistent link: https://www.econbiz.de/10004979827
performance of Farm Credit Associations. Cooperatives are a unique business structure that might not have profit maximization as a …
Persistent link: https://www.econbiz.de/10004998369
farm credit 100 years after the Country Life Commission. Design/methodology/approach – This paper is a qualitative … that rural credit in the USA be developed along the lines of cooperative principles. Research limitations … system of rural credit in the USA evolved. Originality/value – This paper provides a historical perspective on US rural …
Persistent link: https://www.econbiz.de/10004998373
This study analyzes the personal and farm characteristics that influence the use of farm credit, the degree of … indebtedness, and debt consolidation for U.S. farms. Whereas previous studies have examined the supply side of agricultural credit … using lender-based data, this study considers the demand side of agricultural credit using representative farm-level data …
Persistent link: https://www.econbiz.de/10005007797