Showing 1 - 10 of 20
identified. The current paper reveals empirical evidence about SME portfolio characteristics and segmentation methods used in … banking system. Its purpose is to identify if segmentation has an impact in finding the optimal marketing strategies and … are two mandatory steps in establishing the final segmentation (criteria) matrix. Details about each of these segmentation …
Persistent link: https://www.econbiz.de/10010685440
The paper traces the determinants of depositor discipline in Indian banking. Using data for the period 1997:1 to 2002:4, the findings reveal that, while bank-specific factors are dominant in case of state-owned banks, systemic variables tend to overwhelm bank-specific factors in explaining...
Persistent link: https://www.econbiz.de/10005015580
Policy debate with regard to financial intermediaries has focused on whether, and to what extent, governments should impose capital adequacy requirements on banks, or alternately, whether market forces could also ensure the stability of banking systems. The paper contributes to this debate by...
Persistent link: https://www.econbiz.de/10005015581
The paper develops an empirical model to explore the role that bank characteristics play in influencing the monetary transmission process. Employing data on Indian commercial banks for the period 1992-2004, the findings indicate that for banks classified according to size and capitalization, a...
Persistent link: https://www.econbiz.de/10005015588
The article provides a snapshot of Indian banking and explores certain contextual issues
Persistent link: https://www.econbiz.de/10005015591
The article surveys the literature pertaining to the Basel II and concludes with the concerns germane to India in this …
Persistent link: https://www.econbiz.de/10005015597
The article traces the development of banking in India since independence and raises certain issues relevant to the …
Persistent link: https://www.econbiz.de/10005015604
The new Basel accord is slated to come into effect in India around 2007 raising the question of how the revised …
Persistent link: https://www.econbiz.de/10005015608
The paper examines the interaction between risk, capital and operating efficiency in a simultaneous equation setting. Using data on Indian state-owned banks for 1993-2000, the analysis finds these variables to be intertwined, with each reinforcing the other, although the results differ across...
Persistent link: https://www.econbiz.de/10005015610
The paper examines the OBS activities of Indian banks, highlighting, in particular, thier growth, diversification and the factors leading to thier increased usage
Persistent link: https://www.econbiz.de/10005015611