Along the time, the Romanian agriculture has passed several stages, different point of view of property regime, the operating system and the contribution of this sector to the GDP formation. Currently agriculture is in the process of transformation, a process whose aim is the harmonization of...

In 2014 lending forecasts are especially optimistic that the Central Bank has reduced last year from July to August, September and November and most recently in January 2014, the key interest rate to a historical low of 3.75%. The actions carried to cheapening credit continued reduction in...

The desire of each of us is to earn as much money in good faith to achieve the goals which we intend to. But this depends on several factors, such as training, ability, experience and luck sometimes. Part of the money you earn is taken over by the state as taxes without providing a direct...

Although we hear daily of fraud, most of them are not reported. Some reports estimated that approximately 90% of assaults are not reported outside organizations were attacked, and only some of the reports are completed by punishment.In fact, for fear of losing customers, some companies (usually...

Business environment requires credit institutions to build up a network of branches, agencies and offices covering all areas of the country and allow an active partnership and direct involvement in mobilizing savings temporarily available and placing them under conditions of high efficiency and...

The purpose of this paper is to reveal an alternative method of measuring the banking performance through the banking efficiency. In order to estimate the banking efficiency we have applied the Data Envelopment Analysis – DEA technique. In the analysis we made, we have used the approach of the...

The purpose of this paper is to provide a global perspective on the determinants of bank profitability in Romania and to examine the effects of the financial crisis on bank profitability. In 2009, the banking system began to sense the effects of the crisis due to stagnation in lending, increased...

Romania attracted large inflows of foreign direct investments (FDI), thanks to an improved business environment and still-low labor costs. Romania offers to the foreign investors many major reasons to invest in Romania: great market potential, strategic location, significant natural resources,...

Rochet constructs a model of the payment flows that allows him to capture in a simple fashion the propagation of financial crises in an environment where both liquidity shocks and solvency shocks affect financial intermediaries that fund long-term investments with demand deposits. Forbes...

This paper proposes a framework for assessing the performance of non-banking financial institutions (NFIs). Firstly, we present an overview of the non-banking financial institutions’ sector in Romania and, then, the CAAMPL system which is used to evaluate the performance of banks. We argue...