Using a unique dataset of the Euro area and the U.S. bank lending standards, we find that low (monetary policy) short … securitization activity, weak supervision for bank capital and too low for too long monetary policy rates. Conversely, low long …

We show that negative policy rates affect the supply of bank credit in a novel way. Banks are reluctant to pass on … low-deposit banks. As a consequence, the introduction of negative policy rates by the European Central Bank in mid-2014 …

policy period, change in banks’ competitive behaviour affected the bank lending channel and discouraged banks from taking …

estimated while controlling for the macroeconomic environment. An increase in bank' balance sheet risk is shown to increase the …

We study the impact of higher bank capital buffers, namely of the Other Systemically Important Institutions (O …

deposits tends to be floored at zero, which limits the transmission of policy rate cuts to bank funding costs. We investigate … and sheds some new light on results that associate NIRP with a contraction in bank loans, albeit in specific market …, pointing to a strong complementarity of NIRP with central bank liquidity injections, e.g. via asset purchases …

The present paper investigates the pass-through between market interest rates and bank interest rates in the euro area …, partially based on new harmonised ECB bank interest rate statistics is used. Moreover, the market rates are selected in a way to … match the maturities of bank and market rates using information provided by the new statistics. Secondly, new panel …