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How do Behavioral Approaches to Increase Savings Compare? Evidence from Multiple Interventions in the U.S. Army

Patterson, Richard W.; Skimmyhorn, William L. - National Bureau of Economic Research - 2022

increase retirement savings. However, gauging the relative efficacy of these approaches is challenging because the supporting … rates, active choice, and automatic enrollment) designed to increase retirement savings. Consistent with previous literature …, we find sizable effects of savings interventions on participation and cumulative contributions that increase with the …

Persistent link: https://www.econbiz.de/10013462745

Plan Design and Participant Behavior in Defined Contribution Retirement Plans : Past, Present, and Future

Reuter, Jonathan - National Bureau of Economic Research - 2024

savings are smaller than the short-run effects, with some savings financed via debt. I also review efforts to expand access to … employer-based retirement savings and liquid savings, the pros and cons of target date funds as default investment options …

Persistent link: https://www.econbiz.de/10014635616

Social Security, Bequests, and the Life Cycle Theory of Saving : Cross-Sectional Tests

Blinder, Alan S. - 1981

This paper studies the asset holdings of white American men near retirement age. Assets as conventional defined show no tendency to decline with age, in apparent contradiction of the life-cycle theory of saving. However, a broadened concept of assets which includes expected future pension...

Persistent link: https://www.econbiz.de/10012478504

The effect of pension reform on pension-benefit expectations and savings decisions in Japan

Okumura, Tsunao; Usui, Emiko - In: Applied economics 46 (2014) 13/15, pp. 1677-1691

Persistent link: https://www.econbiz.de/10010412879

Would information on consumer confidence have helped to predict UK household expenditure during the recent economic crisis?

Gausden, Robert; Hasan, Mohammad S. - In: Applied economics 48 (2016) 16/18, pp. 1695-1709

Persistent link: https://www.econbiz.de/10011456726

Private saving, interest rates and liquidity constraints in LDCs : recent evidence

Villagomez, F. Alejandro - In: Applied economics 29 (1997) 5, pp. 607-615

Persistent link: https://www.econbiz.de/10001225024

Shifts in US savings : long-run asset accumulation versus consumption smoothing

Tanner, Evan - In: Applied economics 29 (1997) 8, pp. 989-999

Persistent link: https://www.econbiz.de/10001227148

Does Saving Anticipate Declining Labor Income? An Alternative Test of the Permanent Income Hypothesis

Campbell, John Y. - 1986

The permanent income hypothesis implies that people save because they rationally expect their labor income to decline; they save "for a rainy day". It follows that saving should be at least as good a predictor of declines in labor income as any other forecast that can be constructed from publicly...

Persistent link: https://www.econbiz.de/10012477272

Do Older Adults Accurately Forecast Their Social Security Benefits?

Seiter, Grant M.; Slavov, Sita N. - National Bureau of Economic Research - 2023

How accurate are older people's expectations about their future Social Security benefits? Using panel data from the Health and Retirement Study, we compare respondents' observed Social Security claiming ages and benefits with subjective expectations provided during their 50s and early 60s. We...

Persistent link: https://www.econbiz.de/10014247944

Quantifying and Explaining the Decline in Public-School Teacher Retirement Benefits

Abashidze, Nino; Clark, Robert L.; Craig, Lee A. - National Bureau of Economic Research - 2022

In recent decades, many states have reduced future retirement benefits for newly hired teachers. We estimate that in 2020 the average initial monthly retirement benefit, for teachers retiring with 30 years of service, is 11.2 percent lower than that of teachers retiring in the same plan with the...

Persistent link: https://www.econbiz.de/10013388828

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