The liberalization of the German Markets for postal Services which have been realized with the beginning of 2008 was politically combined with the introduction of minimum wage legislation. This minimum wage increases the labour costs of the competitors without reaching the cost level of the...

According to the European Directive on the sale of consumer goods, the German state must change the law for contracts between private buyers and commercial firms until end of year. In cases of defects sellers are liable for two years; for six months after delivering lack proving need no longer...

Since 1994 the highly regulated German insurance market have been deregulated. Insurers have been allowed to calculate their premiums and to offer contracts without regulation. Especially in the motor vehicle insurance several innovations were introduced: age of car, garage, kilometers per year...