The aim of this study is to explore the relation between loan portfolio quality and lending in European banks over 2005 …-2014. We focus on lending behavior of banks from distressed countries since the Euro sovereign debt crisis. Our results confirm …

We build a general equilibrium model of banks' optimal capital structure, where bankruptcy is costly and investors have … heterogenous endowments and incur a cost for participating in equity markets. We show that banks raise both deposits and equity …

powerful driver of bank risk-weighted assets. Third, lower risk weights are positively linked to the banks' capital cushion …Supranational institutions, academics and market analysts have increasingly questioned the reliability of bank risk …. In fact, significant differences can be found in the banks' average risk weights, both over time and across countries …

firms (i.e., firms with few tangible assets and bank-dependent borrowers) and for banks that presumably rely more on "soft …We show that competition adversely affects the "specialness" of bank lending. In particular, we observe that the … positive abnormal return on the borrowing firm's stock after the announcement of a bank loan is reduced in US states that …

granted immediately after a bank branch robbery. We find significant differences between the conditions of loans granted after …

absolute forecast error and disagreement among analysts about bank earnings per share. The results are stronger in banks … adopting the advanced version of IRB models. In these banks the negative effect of non-performing loans on bank transparency is …We use a panel data set of large listed European banks to evaluate the effect of the usage of internal ratings …

Africa. Our test combines data on 551 banks and 28,171 firms with the staggered arrival of bre-optic submarine cables in … Africa. High-speed internet promoted private-sector lending by banks, and credit and sales by firms. These results are … transaction costs in African interbank markets. We find that liquidity management considerably changed for banks being weak …