The Great Crisis had three many causes: global imbalances, Fed monetary policy, excessive deregulation of finance. The debt overhang generated in this way in the Us has been compounded by the lack of an effective and rapid reregulation of finance in order to correct the profound errors...

The financial crisis has stimulated researches on the link between risk models and banking business, showing that banks with greater profitability deriving from traditional activity have less chancee to be involved in a crisis. This hypothesis is confirmed by an analysis conducted on a sample of...