The development of a long lasting relationship between banks and firms requires greater cooperation between the two parties, which must be based on transparency, availability of the right quantitative and qualitative information, the correct and complete use of these information by banks, in...

The Banking Union aims to design a single banking supervision mechanism to prevent banking crises or, when a crisis occurs, to avoid it becomes systemic. The pillars of the Banking Union are: a single rulebook for financial institutions in the European market, the strengthening of deposit...

Under-capitalization of Italian small and medium entreprises is a key weakness factor and a clear priority. New financial instruments and policies can give a substantial help

The recent debate on the markets turmoil has been focused also on the responsibilities of regulatory framework and the limited effectiveness of supervision to monitor events with systemic implications. A deep revision of rules and supervisory approaches is necessary, both in the United States...

The financial crisis has highlighted, among other things, the limits of risk management and the need to identify better solutions. An effective risk management system cannot only depend on a severe internal governance scheme, ignoring other entities potentially involved, such as public...

The Great Crisis had three many causes: global imbalances, Fed monetary policy, excessive deregulation of finance. The debt overhang generated in this way in the Us has been compounded by the lack of an effective and rapid reregulation of finance in order to correct the profound errors...

After the crisis, everyone is keenly aware of the importance of liquidity to the proper functioning of financial markets and the banking sector. However, the differences existing in regulation and supervision practices require a more detailed international regulatory framework to promote better...