The last two years have stressed how special and important banks are. When the financial system fails, the whole … many open questions. Will future capital requirements provide banks with better loss bearing capabilities and the economic … creation of banks? How can risk management practises and risk pricing models better represent possible gains and losses? There …

The reorganization of branch networks recently undertaken by Italian banking groups has led many subsidiary banks to … local environment can lead to an amplified credit cycle of the subsidiary banks.We find support for this hypothesis through … the analysis of the Italian subsidiary banks before and during the crisis …

The crisis did not affect the ability of Italian banks to maintain the employment and professional level, with a …

infrastructure. On the basis or their history, culture and ethics, Italian banks could help to achieve these purposes and could be a …

difference between the ratings and the Cds that could affect the lending policy of a bank. …

investigate the importance for banks in modeling credit risk for Smes using non-financial variables able to describe the … relationship company-banks. Our findings demonstrate that credit relationship information is better predictor of corporate failure … banks’ credit rating models …

opportunity to reconsider the question related to the bank’s responsibility in the case of restructuring agreements’ execution …

relating to debt restructuring plans. Banks are faced with different problems arising from loans to undercapitalized companies … depend on the behavior of both banks and companies and on their best practices. …