The reorganization of branch networks recently undertaken by Italian banking groups has led many subsidiary banks to operate in territories where the parent company is not present through own branches. The delegation to physically monitor the local environment can lead to an amplified credit...

The ability of administrators to act with diligence is relevant for the quality of corporate governance for any company, but it is crucial for banks: it implies awareness of the complexity of the banking business and of the different interests involved and it requires expertise and competence,...

The survey, coordinated by the Risk Analysis and Risk Management office of ABI, was carried out in autumn 2011 and analysed the state of the Compliance function in 40 Italian banks of various sizes. The survey covered subjects such as the reporting lines of the compliance function to top...

During the crisis the financial system experienced a concentration process driven by new M&A released by both big and medium banks. The article evaluates the role of banking features and regulatory framework in explaining the probability to be a target firm in a domestic or cross border M&A....

The crisis did not affect the ability of Italian banks to maintain the employment and professional level, with a growing female presence. In terms of international competitiveness, the labour cost structure remains a weak point, with a cost-income ratio above the European average.Among the...

In the current scenario M&A activities could not be still considered as extraordinary events. Concentrations choices are not only driven by cost rationalization and profit maximization purpose and today they could be realized in order to specialize the business model, optimize the technology...

The last two years have stressed how special and important banks are. When the financial system fails, the whole economic system is affected. The financial sector has undergone an unprecedented wave of innovation, change, consolidation and now crisis. We now have a better understanding of the...

Corporate relationship banking in Italy is investigated through an empirical analysis centered on seven banking groups of different sizes. It highlights the new strategic phase of corporate banking after the crisis, in particular with regard to the adoption of more selective credit lending...

The 2010 reform has produced important effects in the sector of Credit Guarantee Consortia, establishing a new supervision process.The new framework designed is aimed at implementing in Italy a system of solid and efficient Credit Guarantee Consortia able to promote the growth of small and...