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The profit and loss sharing system allows bank to share risk with client in Islamic banks. Moreover Islamic banks are …
Persistent link: https://www.econbiz.de/10011260361
Through RAROC and EVA tools, Banks can establish a good risk management culture that can create competitive advantage and improve shareholder value
Persistent link: https://www.econbiz.de/10005621561
This empirical study seeks to identify, for the period 1933-1998, determinants of the rate of return on bank assets … (ROA). The study finds that the ROA has been an increasing function of the interest rate yield on bank loans to the private …
Persistent link: https://www.econbiz.de/10011122824
The article deals with the nature,basic principles and objectives of the bank risk management system under modern …
Persistent link: https://www.econbiz.de/10011110899
This paper analyzes the determinants of spreads on syndicated bank lending to emerging markets, treating the loan … interpretation of bank finance as dominating that segment of international financial markets characterized by the most pronounced …
Persistent link: https://www.econbiz.de/10012471681
The following paper describes the emergence of cooperative mortgage credit associations, called "Landschaften" in 18th century Prussia, and thereby tells the history of mortgage-covered bonds. Landschaften facilitated the refinancing of loans for Prussian estates by issuing covered bonds...
Persistent link: https://www.econbiz.de/10012459502
Banks that enjoyed generous external financial support tended to under-price risk in theinternational syndicated loan market and did not show signs of innovation in their loanparticipations. Loans arranged by such banks had on average lower spreads (controlling forrisk and other characteristics)...
Persistent link: https://www.econbiz.de/10009248827
The integration process in the European banking sector considerably differs with regard to product types. Deep integration can be observed in the money market as well as the market for wholesale products. In contrast to that, a strong segmentation of national markets still exists in the field of...
Persistent link: https://www.econbiz.de/10013136603
In the wake of the Asian financial crisis, many regimes in Asia adopted stricter provisioning requirements, as well as discretionary measures, with the objective of increasing provisioning in good times in response to rising levels of risk. Based on a final sample of 240 banks in 12 Asian...
Persistent link: https://www.econbiz.de/10013066258
This paper investigates how monetary policy affects bank profitability. We use data for 109 large international banks … short-term rates and the slope of the yield curve (the "interest rate structure", for short), on the one hand, and bank … that, over time, unusually low interest rates and an unusually flat term structure erode bank profitability …
Persistent link: https://www.econbiz.de/10013014487