influence bank decision-making.quot; These papers do not attempt to disentangle the effects of capital regulation versus market … accounting does not affect regulatory capital calculations. This is consistent with bank managers acting as if they are concerned …

decisions. In equilibrium, lending decisions, capital buffer and the probability of bank failure are endogenously determined …

This study examines bank risk by investigating the equity and loan portfolio characteristics of publicly-traded bank …

This paper proposes that bank runs are unique equilibrium outcomes instead of self-fulfilling prophecies. By assuming … economy. A bank run would occur if and only if depositors perceive a low return on bank assets. Furthermore, a panic situation … offer a demand-deposit contract that is susceptive to bank runs …

financing have been less than transparent, it appears to have burdened The People's Bank of China (PBoC) with greater risks to …

property prices and bank lending. We develop a reduced-form theoretical model which suggests bank lending is closely related to … largely driven by the dynamic linkage between the commercial property sector, bank credit and the macroeconomy. Cross … expansion, rather than excessive bank lending boosting property prices. In addition, GDP has an important influence on both …

This paper investigates whether a bank regulator should terminate problem banks promptly or exercise forbearance. We …