Showing 1 - 10 of 92
We classify a large sample of banks according to the geographic diversification of their international syndicated loan … most stable source of funding, while foreign banks with little diversification are the most fickle. Our findings suggest … portfolio. Our results show that diversified banks maintain higher loan supply during banking crises in borrower countries. The …
Persistent link: https://www.econbiz.de/10012857888
strength of the bank lending channel, recent evidence shows that bank-specific characteristics can have a large impact on the … provision of credit. We show that new factors, such as changes in banks' business models and market funding patterns, had … structural changes during the period of financial crisis. Banks with weaker core capital positions, greater dependence on market …
Persistent link: https://www.econbiz.de/10013067908
presented at the 2009 BIS annual conference focused on the role of banks and other financial institutions by analysing the role … construction. It reconsiders econometric methodology appropriate for designing better evidence-based central bank policy models …
Persistent link: https://www.econbiz.de/10013094782
Securitization was meant to disperse credit risk to those who were better able to bear it. In practice, securitization appears to have concentrated the risks in the financial intermediary sector itself. This paper outlines an accounting framework for the financial system for assessing the impact...
Persistent link: https://www.econbiz.de/10013094784
: the internal rating systems -- Chapter 3) Credit guarantees: the role in bank lending -- Chapter 4) Banks, firms and …’s dynamics. Chapters discuss the role of bank lending in firms’ financing during the recent financial crisis, as well as issues … in credit risk management. The discussion also examines regulatory requirements impacting banks and firms (Basel III) and …
Persistent link: https://www.econbiz.de/10012397257
This book examines the role of uncertainty on financial decisions - and, consequently, on financial markets - in the buildup to and aftermath of the Great Recession. It tracks the significant growth and important structural changes in the financial sector during the past few decades, both of...
Persistent link: https://www.econbiz.de/10012397414
usefulness of the BIS international banking and financial statistics as a window on the financial system's procyclicality. We … shift in the pattern of credit intermediation from banks to bond markets …
Persistent link: https://www.econbiz.de/10012914110
types of bank capital affect bank lending and whether this relation changes in times of the global financial crisis. Chapter …Chapter 1 Introduction -- Chapter 2 The use of financial derivatives and risks of U.S. bank holding companies … -- Chapter 3 Quality of bank capital and bank lending behavior during the global financial crisis -- Chapter 4 Competition in the …
Persistent link: https://www.econbiz.de/10012398291
relationship banks gather information on their borrowers, which allows them to provide loans for profitable firms during a crisis …. Due to the services they provide, operating costs of relationship-banks are higher than those of transaction-banks. In our … model, where relationship-banks compete with transaction-banks, a key result is that relationship-banks charge a higher …
Persistent link: https://www.econbiz.de/10013062240
It is high time we rediscovered the role of the financial cycle in macroeconomics. In the environment that has prevailed for at least three decades now, it is not possible to understand business fluctuations and the corresponding analytical and policy challenges without understanding the...
Persistent link: https://www.econbiz.de/10013064801