This paper focuses on the recent changes in banking systems and how bank-specific characteristics have affected credit … supply in five Latin American countries (Brazil, Chile, Colombia, Mexico and Peru). We use detailed credit registry data and … funding, and a commercial business model generally supply more credit. Such banks are also more sheltered from monetary and …

question, we identify the compositional changes in banks' supply of credit using the variation in their holdings of residential … corresponding imperfect substitutability between private and commercial credit for the entrepreneur's relationship bank is then …

We aim to assess the impact of capital- and currency-based macroprudential policy measures on credit growth at the bank …-firm level, using credit registry data from Argentina. We examine the impact of the introduction and tightening of a capital … buffer and a limit on the foreign currency position of financial institutions on credit growth of firms, estimating fixed …

Through the lens of credit risk ratings, we investigate how banks determine loan terms under capital constraints. Using … effects to be strong for smaller, riskier, and capital constrained banks as well as for borrowers with poorer credit quality …

Do banks with low capital extend excessive credit to weak firms, and does this matter for aggregate efficiency? Using a … Eurozone financial crisis (i) undercapitalized banks were less likely to cut credit to non-viable firms; (ii) credit …, the adverse effects of credit misallocation on the growth rate of healthier firms were negligible, as were the effects on …

of household decisions and their interplay with credit conditions and asset prices in the light of empirical evidence. In …, uncertainty, time varying credit conditions, wealth and housing collateral effects, as well as income expectations, explains the …

surprises on credit supply, I take the changes in interest rate derivatives immediately after each MP announcement and bring … of the effects of contractionary MP on credit and about two thirds on employment …

We study the impact of bank credit supply on firm output and productivity. By exploiting a matched firm-bank database … which covers all the credit relationships of Italian corporations over more than a decade, we measure idiosyncratic supply …-side shocks to firms' credit availability. We use our data to estimate a production model augmented with financial frictions and …

to liquidity risk contracted their supply of credit more sharply. I contribute to the identification of this effect by … important determinant of the contraction of credit in the mortgage market, but as separate from the precipitous fall in credit …

credit booms. Such equilibria are characterised by sharp increases in credit supply and deteriorations in average loan …