Showing 1 - 10 of 14
This paper examines how the introduction of deposit insurance influences the relationship between bank capital and liquidity creation. As discussed by Berger and Bouwman (2009), there are two competing hypotheses on this relationship which can be influenced by the presence of deposit insurance....
Persistent link: https://www.econbiz.de/10013136346
This paper contributes to the debate on the effect of capital requirements on bank efficiency. We study the relation between capital ratio and bank efficiency for Chinese banks over the period 2004−2009, taking advantage of the profound regulatory changes in capital requirements that occurred...
Persistent link: https://www.econbiz.de/10013072319
those observed in developed countries, which suggests that the Russian banking industry is not plagued by weak competition …
Persistent link: https://www.econbiz.de/10012963429
Trust in banks is essential to financial system effectiveness. This study examines the determinants of trust in banks in China. Using the most recent wave of the World Values Survey, which included information on trust in banks from the survey in China in 2012, we perform ordered logit...
Persistent link: https://www.econbiz.de/10012901769
Despite the extensive debate on the effects of bank competition, only a handful of single-country studies deal with the impact of bank competition on the cost of credit. We contribute to the literature by investigating the impact of bank competition on the cost of credit in a cross-country...
Persistent link: https://www.econbiz.de/10012903437
This paper examines how the introduction of deposit insurance influences the relationship between bank cap-ital and liquidity creation. As discussed by Berger and Bouwman (2009), there are two competing hypothes-es on this relationship which can be influenced by the presence of deposit...
Persistent link: https://www.econbiz.de/10012970061
banking industry can reduce liquidity provision by banks. JEL Codes: G21. Keywords: bank competition, liquidity creation …
Persistent link: https://www.econbiz.de/10013002599
expansion of shadow banking activities has been associated with a positive impact of bank efficiency on monetary policy …
Persistent link: https://www.econbiz.de/10013247758
This paper investigates how past experience with banking crises influences an individual’s trust in banks. We combine … data on banking crises for the period 1970–2014 with individual data on trust in banks for 52 countries. We find that … experiencing a banking crisis diminishes a person’s trust in banks, and that high exposure to banking crises is negatively related …
Persistent link: https://www.econbiz.de/10013210709
those observed in developed countries, which suggests that the Russian banking industry is not plagued by weak competition …
Persistent link: https://www.econbiz.de/10013146304