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This paper analyses the effect of bank profitability on economic growth. While policymakers have shown major concerns for low levels of bank profitability, there are no empirical studies on the growth effects of bank profitability. To fill this gap, we investigate the impact of bank...
Persistent link: https://www.econbiz.de/10012915566
banking sectors using the margin between lending and deposit interest rates. Our second variable for the level of financial … accelerate economic growth. The main reasons behind this result could be the numerous banking crises the transition countries …
Persistent link: https://www.econbiz.de/10014224056
Beliefs about whether effort pays off govern some of the most fundamental choices individuals make. This paper uses China's Cultural Revolution to understand how these beliefs can be affected, how they impact behavior, and how they are transmitted across generations. During the Cultural...
Persistent link: https://www.econbiz.de/10012867134
This paper examines how the introduction of deposit insurance influences the relationship between bank capital and … be influenced by the presence of deposit insurance. The introduction of a deposit insurance scheme in an emerging market … insurance scheme exerts a limited impact on the relationship between bank capital and liquidity creation and does not change the …
Persistent link: https://www.econbiz.de/10013136346
Conventional wisdom in banking argues that diversification tends to reduce bank risk and improve performance, but the … diversification strategies and the risk-return tradeoff in banking. Our data set covers Russian banks during the 1999-2006 period and …
Persistent link: https://www.econbiz.de/10013139765
prevailing banking structures, and a markup on deposit funding costs that captures the transformation efficiency of financial …
Persistent link: https://www.econbiz.de/10013066641
This paper provides an overview of the Chinese banking sector, which has expanded tremendously over the past two …, various financial institutions that operate in China are analyzed. Our results confirm that the Chinese banking sector is …-controlled companies. In this way, the banking system can serve as an important policy tool. Another distinctive feature of the Chinese …
Persistent link: https://www.econbiz.de/10013066988
This paper contributes to the debate on the effect of capital requirements on bank efficiency. We study the relation between capital ratio and bank efficiency for Chinese banks over the period 2004−2009, taking advantage of the profound regulatory changes in capital requirements that occurred...
Persistent link: https://www.econbiz.de/10013072319
those observed in developed countries, which suggests that the Russian banking industry is not plagued by weak competition …
Persistent link: https://www.econbiz.de/10012963429
The paper examines how the type of ownership affects the profit efficiency of Russian banks. Using bank-quarter data for selected banks in the period 2004–2015, we combine stochastic frontier anal-ysis (SFA) methodology with an intermediary approach to assess profit efficiency. Our key...
Persistent link: https://www.econbiz.de/10012926836