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Switching cost and deposit demand in China
Ho, Chun-Yu - 2014
This paper develops and estimates a dynamic model of consumer demand for deposits in which banks provide differentiated products and product characteristics that evolve over time. Existing consumers are forward-looking and incur a fixed cost for switching banks, whereas incoming consumers are...
Persistent link: https://www.econbiz.de/10012148726
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Switching cost and deposit demand in China
Ho, Chun-Yu - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2014
This paper develops and estimates a dynamic model of consumer demand for deposits in which banks provide differentiated products and product characteristics that evolve over time. Existing consumers are forward-looking and incur a fixed cost for switching banks, whereas incoming consumers are...
Persistent link: https://www.econbiz.de/10010818556
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The effects of focus versus diversification on bank performance: Evidence from Chinese banks
Berger, Allen N.; Hasan, Iftekhar; Zhou, Mingming - 2010
This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks during the 1996-2006 period. We construct a new measure, economies of diversi-fication, and compare the results to those of the more conventional focus indices, which are based on...
Persistent link: https://www.econbiz.de/10012148603
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Is bank competition detrimental to efficiency? Evidence from China
Fungáčová, Zuzana; Pessarossi, Pierre; Weill, Laurent - 2012
This paper addresses the relationship between bank competition and efficiency by computing Lerner indices and cost … efficiency scores for a sample of Chinese banks over the period 2002-2011. Granger-causality tests are performed in a dynamic GMM … competition over the period, even as cost efficiency improves. In a departure from the empirical literature showing that …
Persistent link: https://www.econbiz.de/10012148686
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Do capital requirements affect bank efficiency? Evidence from China
Pessarossi, Pierre; Weill, Laurent - 2013
between capital ratio and bank efficiency for Chinese banks over the period 2004?2009, taking advantage of the profound … the capital ratio on banks' cost efficiency. We find that such an increase has a positive effect on cost efficiency, the … can improve bank efficiency. …
Persistent link: https://www.econbiz.de/10012148714
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The effects of focus versus diversification on bank performance: Evidence from Chinese banks
Berger, Allen N.; Hasan, Iftekhar; Zhou, Mingming - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2010
This paper investigates the effects of focus versus diversification on bank performance using data on Chinese banks during the 1996-2006 period. We construct a new measure, economies of diversification, and compare the results to those of the more conventional focus indices, which are based on...
Persistent link: https://www.econbiz.de/10008540685
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Do capital requirements affect bank efficiency? Evidence from China
Pessarossi, Pierre; Weill, Laurent - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2013
This paper contributes to the debate on the effect of capital requirements on bank efficiency. We study the relation … between capital ratio and bank efficiency for Chinese banks over the period 2004-2009, taking advantage of the profound … the capital ratio on banks’ cost efficiency. We find that such an increase has a positive effect on cost efficiency, the …
Persistent link: https://www.econbiz.de/10010818558
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Is bank competition detrimental to efficiency? Evidence from China
Fungácová, Zuzana; Pessarossi, Pierre; Weill, Laurent - Siirtymätalouksien tutkimuslaitos, Suomen Pankki - 2012
This paper addresses the relationship between bank competition and efficiency by computing Lerner indices and cost … efficiency scores for a sample of Chinese banks over the period 2002-2011. Granger-causality tests are performed in a dynamic GMM … competition over the period, even as cost efficiency improves. In a departure from the empirical literature showing that …
Persistent link: https://www.econbiz.de/10010818570
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Too many to fail? Inter-enterprise arrears in transition economies
Hildebrandt, Antje - 2002
In advanced market economies, the use of trade credits is an important way of short-term financing and generally considered as being part of normal business practice.Some transition economies, however, have experienced a rapid accumulation of trade credits which have led to interlocking webs of...
Persistent link: https://www.econbiz.de/10012148440
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Banks vs. markets: Are banks more effective in facilitating sustainability?
Newton, David P.; Ongena, Steven; Xie, Ru; Zhao, Binru - 2022
Is bank- versus market-based financing different in its attitudes towards Environmental, Social, and Governance (ESG) risk? Using a novel sample covering 3,783 U.S. public firms from 2007 to 2020, we study how firm-level ESG risk affects its financing outcomes. We find that companies with higher...
Persistent link: https://www.econbiz.de/10013191631