Showing 1 - 10 of 119
This paper examines the consequences of Chinese regulators deviating from a long-standing full bailout policy in … addressing the distress of a city-level commercial bank. This policy shift led to a persistent widening of credit spreads and a …
Persistent link: https://www.econbiz.de/10015079903
Regulators increasingly rely on supervisory technologies (SupTech) to enhance bank supervision, but their potential … role in disciplining bank behavior remains unclear. We address this knowledge gap using unique data from the SupTech … application of the Central Bank of Brazil. We show that, after a SupTech event, banks reveal inconsistencies in their risk …
Persistent link: https://www.econbiz.de/10015331883
Benford's law states that the leading significant digits in real-world data sets, provided the data span several orders of magnitude, are not normally uniformly distributed. Deviations from this law may indicate human intervention, even fraud. The data on Chinese banks' non-performing loans has...
Persistent link: https://www.econbiz.de/10012161109
the interest income of a hypothetical profit-maximis-ing Chinese bank with no credit quality problems. Taking the … Chi-nese banks. Our results uncover a substantial weakening in the quality of Chinese bank loan portfo-lios in 2016. Big …
Persistent link: https://www.econbiz.de/10012167271
Can a major financial crisis trigger changes in a bank's risk-taking behavior? Using the 2008 Global Financial Crisis … such, bank learning from a financial crisis may not depend on the institutional context and the level of development of …
Persistent link: https://www.econbiz.de/10012522990
This paper investigates how government-led banking liberalization affects credit allocation by banks using as a quasi-natural experiment the establishment of city commercial banks (CCBs) in China. Based on more than three million corporate financial statements spanning over 16 years, we find...
Persistent link: https://www.econbiz.de/10012485371
Persistent link: https://www.econbiz.de/10003743885
We investigate the relationship of central bank independence and banks' systemic risk measures. Our results support the … case for central bank independence, revealing that central bank independence has a robust, negative, and significant impact … on the contribution and exposure of a bank to systemic risk. Moreover, the impact of central bank independence is similar …
Persistent link: https://www.econbiz.de/10012232865
Is bank- versus market-based financing different in its attitudes towards Environmental, Social, and Governance (ESG … bank monitoring and scrutiny. The Social and Governance components, in particular, matter. Furthermore, firms suffering … higher numbers of negative ESG reputation shocks are less likely to continue to rely on bank credit in response to lenders …
Persistent link: https://www.econbiz.de/10013185205
Persistent link: https://www.econbiz.de/10001651401