To analyze whether the occurrence of elections affects access to credit for firms, we perform an investigation using … firm-level data covering 44 developed and developing countries. The results show that elections impair access to credit …. Specifically, firms are more credit-constrained in election years and pre-election years as elections exacerbate political …

This paper investigates how government-led banking liberalization affects credit allocation by banks using as a quasi … % increase in debt funding and more than 100-basis-point drop in interest costs despite their inferior credit quality. The debt …

the interest income of a hypothetical profit-maximis-ing Chinese bank with no credit quality problems. Taking the …

by a BigTech bank with those made by traditional banks, it finds that BigTech credit amplifies monetary policy … transmission mainly through the extensive margin. Specifically, the BigTech bank is more likely to grant credit to new borrowers …