behavior and risk sensitivity of a risk-neutral bank. The bank is exposed to credit risk and may use credit default swaps (CDS …) for hedging purposes. Regulation is found to induce the risk-neutral bank to behave in a more risk-sensitive way: Compared …. Under the Substitution Approach in Basel II (and III) a risk-neutral bank will over-, fully or under-hedge its total …

optimal decision making. Introducing a bank into the market increases total wealth due to the appearance of a portfolio effect …

such cooperative practices. There are two adjacent markets with one savings or cooperative bank being focused on each one … and one private commercial bank serving both. We find that abolishing regional demarcation indeed increases total loan … shields the private commercial bank from aggressive competition by these banks. …

and interbank rate risk on the optimaldecisions on deposits and loans of a competitive bank. It is found that dueto the … bank's behavior.Moreover, it is shown that there is an interaction between the effects of theintroduction of risk and … economies or diseconomies of scope in the bank?sbusiness which determines the extend of behavioral changes. …

companies it is less likely that the chairperson of the supervisory board is a former executive of the same bank. Over time …

nationwide, regarding different outreach indicators. At the federal state level, bank outreach shows South-North and West …-East gaps. Combining regional and bank data at the district level for 2005, we examine the determinants of geographic and … share of elder people and bank size in a region. Because of their public mission to serve all regions, public savings banks …