that the tightening of liquidity regulation caused banks to shrink their balance sheets, nor reduce the amount of lending … find that banks adjusted the composition of both assets and liabilities, increasing the share of high-quality liquid assets …

-2007 period, UK-regulated banks reduced lending in response to tighter capital requirements. But non UK-regulated banks (resident … supply by regulated banks, and (ii) substitute sources of credit should not fully offset changes in credit supply by affected … banks. This paper examines micro evidence — lacking to date — on both questions, using a unique data set. In the United …

type of lending. Following a tightening of capital regulation, branches of multinational banks reduce interbank lending … growth by 6 percentage points more relative to subsidiaries of the same banking group. Lending to non-banks does not exhibit … structure of banks' foreign affiliates. Our analysis compares the response of foreign banks' branches versus subsidiaries in the …

points in capital requirements leads to a 5.4% decline in individual loan size by bank. Loans issued by competing banks rise …

This paper estimates the effect of changes in capital requirements applied to all UK-resident banks on lending by … the aggregate bank capital requirement during an economic upswing is associated with a reduction of lending, with the … effect larger for lending to corporates than for that to households. The impact on GDP growth is statistically insignificant …

(ECL) on the cyclicality of loan write-off losses, loan loss provisions (LLPs) and capital ratios of banks, relative to the … smooths the impact of credit losses on profits and capital resources, reducing the procyclicality of capital and leverage … probabilities of defaults (PDs) between booms and busts cause sharp increases in LLPs in deep downturns, as seen for US banks during …

This paper develops a DSGE model in which banks use short-term deposits to provide firms with long-term credit. The …