euro area: the Single Euro Payments Area (SEPA). Against this background, the present paper examines the fundamental …, using accounting ratios and efficiency measures. The results confirm that banks perform better in countries where the retail … also have a positive influence on the performance of commercial banks. Additionally, our findings reveal that the impact of …

disciplining banks. Under our proposal, investors buy the subdebt of a bank only if they receive favourable information about the … bank, and the bank is subject to a regulatory examination if it fails to issue subdebt. By forcing banks to be examined … when they are likely weak, subdebt regulation not only reduces the chance that managers of distressed banks can take value …

​We aim to assess how accurately accounting and stock market indicators predict rating changes for Asian banks. We … indicators but are more effective in predicting upgrades than downgrades, especially for large banks. Moreover, early indicators … are only significant in predicting rating changes for banks that are more focused on traditional banking activities such …

In this study, we reinvestigate the question of whether government banks are inferior to private banks. We use cross … country data from 1993 to 2007 to trace the different types of government banks. These types comprise banks that acquire … distressed banks, normal banks, or no banks at all. Contrary to common belief, the evidence shows that unless government banks …

In this paper, we investigate the relationship between the transparency of banks and the fragility of the banking … depositor welfare through increasing the chance of an inefficient contagious bank run on other banks. A deposit insurance system … such a system, bank runs can serve as an efficient mechanism for disciplining banks. We also consider bank managers …