Showing 1 - 10 of 23
This paper shows that local banking market conditions affect mortality rates in the United States. Exploiting the staggered relaxation of branching restrictions in the 1990s across states, we find that banking deregulation decreases local mortality rates. This effect is driven by a decrease in...
Persistent link: https://www.econbiz.de/10014261829
disciplining banks. Under our proposal, investors buy the subdebt of a bank only if they receive favourable information about the … bank, and the bank is subject to a regulatory examination if it fails to issue subdebt. By forcing banks to be examined …-destroying actions to benefit themselves, but may also encourage banks to lower asset risk. It shows that subdebt regulation and bank …
Persistent link: https://www.econbiz.de/10013118815
This paper provides cross-country evidence that variations in bank regulatory policies result in differences in income … securitization widens the distribution of income. We contend that these findings have new implications for the effects of bank …
Persistent link: https://www.econbiz.de/10013104214
, as well as an enhanced framework for bank regulation, supervision, and resolution that could mitigate the need to change …
Persistent link: https://www.econbiz.de/10012942230
This paper provides cross-country evidence that variations in bank regulatory policies result in differences in income … securitization widens the distribution of income. We contend that these findings have new implications for the effects of bank … regulations, besides those related to their impact on financial stability. Keywords: Bank regulations; Income inequality; Cross …
Persistent link: https://www.econbiz.de/10012943515
We investigate the effects of credit ratings-contingent financial regulation on foreign bank lending behavior. We … examine the sensitivity of international bank flows to debtor countries' sovereign credit rating changes before and after the …
Persistent link: https://www.econbiz.de/10012993692
We examine the effect of the full set of bank capital regulations (capital stringency) on loan growth, using bank …
Persistent link: https://www.econbiz.de/10012950022
This paper examines what institutional and bank-specific factors determine bank stock price synchronicity. Using data … on 37 countries from 1996–2007, we find that bank stocks are more aligned with the whole market during the financial …; and in countries that have lower bank-level disclosure. The results hold for both emerging and developed economy …
Persistent link: https://www.econbiz.de/10013104217
This study proposes an information asymmetry hypothesis to examine why bank credit ratings vary among countries even … when bank financial ratios remain constant. Countries are divided among those with low and high information asymmetry. The …
Persistent link: https://www.econbiz.de/10013107580
We examine the connection between the number of bank relationships and firms' performance using a unique data set on … on assets decrease as the number of bank relationships increases, the effects being stronger for small firms than for …. Particularly for small firms, these results are consistent with finding that suggest that having fewer bank relationships reduces …
Persistent link: https://www.econbiz.de/10013152983