Table of Contents: Acknowledgements 5 1 Introduction and background 11 1.1 Research methodology 12 1.1.1 Industrial organization, competition and efficiency 13 1.1.2 Oligopoly theory and tacit collusion 14 1.1.3 Shortcomings of the SCP 17 1.1.4 Review of studies testing for SCP in banking 21...

The study analyses the effects on banking competition of the changes in banking delivery and information collection technologies and of the rivalry from outside the traditional banking sector.Key implications for monetary, regulatory and competition policies are also addressed. Evidence is...