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We survey 149 leading academic researchers on bank capital regulation. The median (average) respondent prefers a 10 … strongly an expert believes that higher capital requirements would increase the cost of bank lending. …
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This paper shows that local banking market conditions affect mortality rates in the United States. Exploiting the staggered relaxation of branching restrictions in the 1990s across states, we find that banking deregulation decreases local mortality rates. This effect is driven by a decrease in...
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This paper proposes an early-warning bank risk measure based on the syndicate concentration of recent syndicated loans … that a bank participates in. At the bank level, higher values of the measure predict greater risks (i.e., loan loss …
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