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Macroeconomic Determinants of Bad Loans : Evidence from Italian Banks

Bofondi, Marcello - 2011

quality in Italy in the past twenty years, as measured by the ratio of new bad loans to the outstanding amount of loans in the …

Persistent link: https://www.econbiz.de/10013124759

Italian Household Debt after the 2008 Crisis

Magri, Silvia - 2012

After the crisis, from 2008 to 2010 the share of indebted households decreased both owing to a reduction in loan demand and stricter supply conditions. The reduction regarded mortgages and involved low-income households and the self-employed. Recourse to consumer credit remained stable; it...

Persistent link: https://www.econbiz.de/10013097936

Crisis and Italian Households : A Microeconomic Analysis of Mortgage Contracts

Felici, Roberto - 2012

Using information on about 2 million house purchase loans to households, this paper analyses the effects of the financial crisis on this portion of the credit market. From 2008 to 2011 the total number and value of new mortgages decreased sharply. The results show that young households and...

Persistent link: https://www.econbiz.de/10013099600

Principali Risultati dell’Household Finance and Consumption Survey : l’Italia Nel Confronto Internazionale (Main Results of the Household Finance and Consumption Survey: Italy in t...

Gambacorta, Romina - 2013

emphasis on the data for Italy in the international context. The paper examines households' socio-demographic characteristics …, assets and income distribution, participation in real and financial assets and indebtedness levels. The results for Italy … reveal a mean household gross income below the euro-area average. The concentration of income in Italy is roughly positioned …

Persistent link: https://www.econbiz.de/10013082376

Italian Households' Saving and Wealth During the Crisis

Bartiloro, Laura - 2013

This paper investigates trends in Italian households' saving and wealth in the last twenty years, with a special emphasis on the period immediately following the financial crisis in 2008. The analysis is based on data from the Italian Survey on Household Income and Wealth (1991-2010. The crisis...

Persistent link: https://www.econbiz.de/10013083993

Italian Households' Opinions on the Difficulty of Saving

Bassanetti, Antonio - 2013

The paper investigates the opinions of Italian families on the advisability and the possibility of saving. The analysis was carried out using the monthly micro-data underlying the Italian consumer survey conducted by Isae up to 2010 and by Istat thereafter. The results show that in recent years...

Persistent link: https://www.econbiz.de/10013083995

La ricchezza immobiliare delle famiglie italiane : un confronto fra dati campionari e censuari (The Housing Wealth of Italian Households: A Comparison of Administrative and Survey...

Neri, Andrea - 2013

We study the distribution of housing wealth in Italy using data from a sample survey (the survey on household income …

Persistent link: https://www.econbiz.de/10013087478

Indicators of Financial Vulnerability : A Household Level Study

Michelangeli, Valentina - 2017

This paper compares two indicators of household vulnerability using the Bank of Italy's Survey on Household Income and …

Persistent link: https://www.econbiz.de/10012960915

With (More Than) a Little Help from My Bank. Loan-to-Value Ratios and Access to Mortgages in Italy

Liberati, Danilo - 2016

This paper introduces a framework to jointly account for the affordability of the periodic repayment of the housing debt (income constraint) and of the initial deposit (budget constraint). An application to 2006-2012 micro-data on Italian households indicates that the improvement in the ability...

Persistent link: https://www.econbiz.de/10012994331

Climate change and credit risk : the effect of carbon taxes on Italian banks’ business loan default rates

Angelico, Cristina; Aiello, Maria Alessia - 2022

Climate change poses severe systemic risks to the financial sector through multiple transmission channels. In this paper, we estimate the potential impact of different carbon taxes (€50, €100, €200 and €800 per ton of CO2) on the Italian banks’ default rates at the sector level in the...

Persistent link: https://www.econbiz.de/10013288848