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The Impact of the Interchange Fee Regulation on Merchants : Evidence from Italy
Ardizzi, Guerino - 2018
Interchange fees (IF) are fees that a cardholder's bank (issuer) receives from the merchant's bank (acquirer) when a card payment is executed. Interchange fees are an important part of the fees charged to merchants by acquirers. Because of their level and fragmentation, interchange fees can...
Persistent link: https://www.econbiz.de/10012914941
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Matching of PATSTAT Applications to AIDA Firms : Discussion of the Methodology and Results
Lotti, Francesca - 2015
This paper is a brief methodological note on the matching of Italian firms in the AIDA database with applicants at the European Patent Office from the PATSTAT database. The need to match data on patent applications with balance-sheet information stems from the importance of patent statistics as...
Persistent link: https://www.econbiz.de/10013035458
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The Impact of the Sovereign Debt Crisis on the Activity of Italian Banks
Albertazzi, Ugo - 2012
spread on banks' profitability, stronger for larger intermediaries …
Persistent link: https://www.econbiz.de/10013099517
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An Inquiry into the Determinants of the Profitability of Italian Banks
Albertazzi, Ugo - 2017
This paper examines the history and the determinants of bank profits in Italy from 2005-15. We first identify a number …. The comparison suggests that the profitability gap of Italian banks is partly related to a business model characterized by … a more conservative positioning along the risk-return frontier. We then use the Bank of Italy's Quarterly Model of the …
Persistent link: https://www.econbiz.de/10012962982
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Interchange Fees and Card Payments : A Cross-country Analysis
Ardizzi, Guerino; Scalise, Diego; Sene, Gabriele - 2021
We study the relationship between interchange fees and card transactions in a large panel of countries and assess the impact of the Interchange Fee Regulation, introduced in 2015 in the European Union, on card usage. For our purposes, we take advantage of a newly assembled dataset covering...
Persistent link: https://www.econbiz.de/10013217672
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Stress Testing Credit Risk : A Survey of Authorities' Approaches
Foglia, Antonella - 2009
This paper reviews the quantitative methods used at selected central banks to stress testing credit risk, focusing in particular on the methods used to link macroeconomic drivers of stress with bank specific measures of credit risk (macro stress test). Stress testing credit risk is an essential...
Persistent link: https://www.econbiz.de/10013160243
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Euro Area (Cross-Border?) Banking
Bologna, Pierluigi - 2015
This paper presents stylized facts of the segmentation of the Euro Area (EA) banking system and investigates cross-border banking dynamics. Results show that the determinants of cross-border banking change substantially over-time: (i) in the pre-crisis period of financial integration the...
Persistent link: https://www.econbiz.de/10013028302
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Euro Area (Cross-Border?) Banking
Bologna, Pierluigi - 2015
This paper presents stylized facts of the segmentation of the Euro Area (EA) banking system and investigates cross-border banking dynamics. Results show that the determinants of cross-border banking change substantially over-time: (i) in the pre-crisis period of financial integration the...
Persistent link: https://www.econbiz.de/10013030227
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Bank Profitability and Macroeconomic Conditions : Are Business Models Different?
Bonaccorsi di Patti, Emilia - 2018
The paper investigates the impact of macroeconomic conditions on the profitability of EU banks, by testing for … of bank profitability to economic growth across business models. Our main result is that GDP growth, credit growth and … the risk-free yield curve influence profitability as expected, but we also find that the effect of GDP growth is only …
Persistent link: https://www.econbiz.de/10012914894
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The Economic and Financial Situation of Italian Non Financial Corporations : An International Comparison
De Socio, Antonio - 2011
The paper analyses the main differences in the financial structure of Italian and European non financial corporations in the 2004-2007 period, that is during the years before the financial crisis. The research is based on individual balance sheets of Amadeus (Analyse Major Databases from...
Persistent link: https://www.econbiz.de/10013132324